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Interest-Only Comparison Calculator
Compares an interest-only loan to an existing loan and a new standard loan.
Existing Loan
Current Balance
Interest (APR)
Start Date of Loan
Month
January
February
March
April
May
June
July
August
September
October
November
December
2010
2009
2008
2007
2006
2005
2004
2003
2002
2001
2000
1999
1998
1997
1996
1995
1994
1993
1992
1991
1990
Original Length of Loan
50 Years
40 Years
30 Years
20 Years
15 Years
10 Years
7 Years
5 Years
Interest Only Loan
Principal
Interest (APR)
Additional Monthly Payment
New Loan - Standard
Principal
Interest (APR)
Length of Loan
50 Years
40 Years
30 Years
20 Years
15 Years
10 Years
7 Years
5 Years
Compare these loans over
3 Years
5 Years
7 Years
10 Years
DISCLAIMER: The figures above are based upon conventional program guidelines. Other loan programs are available. Calculations by this tool are believed to be accurate, yet are not guaranteed. Further review is necessary to obtain an exact qualification. If you have less than 20% equity in your home, a monthly mortgage insurance payment may be required.
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